Personal loans

Choose from weekly, fortnightly or monthly repayments, secured or unsecured loans with terms up to 7 years.

Big or small

Choose a loan size to suit your needs. Whether for a holiday, a car, a boat or something completely different, just ask us.

Quick response

We know you want to hear about your application quickly. You will have a response from us within 48 hours.

Secured personal loan comparison

A secured personal loan is a loan guaranteed by an asset, such as a car. Having security means we can offer a lower interest rate for the loan.

Personal Loan

Whether it's for a car, a boat, a holiday or something completely different. Comparison rate*

Green Personal Loan

Rewarding you for choosing to buy a more energy efficient vehicle. Comparison rate*

Student Personal Loan

A loan for all higher education students and apprentices. Comparison rate*

Unsecured personal loan comparison

An unsecured loan means that you don't need to provide any security.

Personal Loan

Great for your dream holiday or any number of needs where you don’t offer security. Comparison rate*

Green Personal Loan

Ideal for solar power systems, grey water treatment systems or electric vehicle charging stations. Comparison rate*

Student Personal Loan

A loan for your dream holiday or any number of needs where you don’t have security. Comparison rate*

Looking to switch your personal loan to Bendigo Bank?

Calculators & tools

Use our tools and calculators to help compare and select the right personal loan for you.

Personal loan repayments calculator Personal loan interest rates Check your borrowing power Load video

Personal Loan Pre Application video
transcript

Desperate for a holiday? Or to dive into an adventure? Driven to buy your next car? Or dreaming of a home makeover? Or home comforts? A Bendigo personal loan can make it happen. Applying online is quick and easy. Here's how it works. To be eligible, you need to be over 18, an Australian citizen or permanent resident, employed, or have a regular income, not bankrupt or in financial hardship. If you receive Centrelink or other pension, it's best to call us on 1300-236-344.

There's some information you'll need to have handy to complete your application online. This includes identification, income and employment details, asset details, expenses, and details around any debts you have. Now you've got your info, it's time to apply. It's fast. Taking around 10 to 20 minutes to complete online. We'll call you as soon as possible to go over your application, so you can dive, drive and make your dream come true. Apply now.

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How to apply for a loan

This simple process makes it easy for you to access your personal loan:

Why bank with Bendigo Bank?

We're one of Australia's biggest banks, and we're also the nations most trusted bank. As we grow we invest in technology, accessibility, and service to create a better banking experience for everyone. Here are just some ways we're bigger for customers.

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